Bankruptcy and Collection Law in Racine
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Description

Reserve this Sponsor Box

 

Contact the Racine Wide Web

 

Phone: 262-989-8299

service@racinewideweb.com

Description

Reserve this Sponsor Box

 

Contact the Racine Wide Web

 

Phone: 262-989-8299

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Bankruptcy & Collection Law

 

Bankruptcy Advice

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Racine, WI 53403
262-619-9797

 

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Can You Get a Wisconsin Mortgage Refinance After Bankruptcy?

Written by Jane A. Hale

Posted: 1/22/08

 

Some people avoid filing bankruptcy because they feel it will ruin their chances of obtaining credit and loans in the future. Others file bankruptcy, and then don't even bother to try and get credit afterwards for fear of denial. No matter which camp you fall into, there is something you need to know—you should be able to get mortgage refinance after bankruptcy.

 

Why Refinance?
Refinancing your Wisconsin mortgage after bankruptcy gives you an opportunity to establish a new credit line and a good payment history. Both of these results will be detrimental in your quest to bounce back after bankruptcy. If you do decide to refinance and can manage to keep up on the payments, you may be able to repair your credit in as little as two years and boost your credit score to the Wisconsin average of 699.

 

Guaranteed Post-Bankruptcy Approvals
When you start shopping for a mortgage refinance after bankruptcy, you will see ads for many different lenders offering guaranteed loan approvals. While these offers may seem too good to be true, they're probably not. There are many lenders that are dedicated to working with Wisconsin borrowers who have poor credit or bankruptcies on their credit report.

 

Saving Money
Now that you know that you can get an approval for a Wisconsin mortgage refinance after bankruptcy, you are probably wondering whether or not you can save money on your loan. If you are current on your mortgage payments, you should be able to find lenders willing to offer you fair rates and terms. You may even be able to qualify for some of the special deals that online lenders provide, including initial rate breaks and deferred payments.

 

Visit Wisconsin Lending Center to see our Recommended After Bankruptcy Mortgage Refinance Lenders Servicing Wisconsin, whether you are looking for home purchase, refinance or a home equity loan.

 

Article Source: http://EzineArticles.com/?expert=Jane_A._Hale

 

 

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Bankruptcy Only

612 6th Street
Racine, WI 53403
262-638-8400

 

Eric J Markusen

500 College Avenue
Racine, WI 53403
262-619-9000

 

William F Mross Ltd

310 5th Street #203
Racine, WI 53403
262-637-7287

 

Jay K Nixon

333 Main Street
Racine, WI 53403
262-633-3090

 

Chomi Prag Law Office

6216 Washington Avenue #C9
Racine, WI 53406
262-989-0068